√ You will know in advance what your payments will be.
√ You won't waste time considering homes you cannot afford.
√ You can select the best loan package without being under pressure. There are many options to choose from in today's market.
√ Sellers may find your offer to purchase more favorable if they know in advance of your ability to secure financing. This may make your offer more competitive if you are in competition with other offers.
√ Peace of mind.